You may think you don’t have enough money to invest, but that’s not true. With our real estate investment platform you can become a real estate investor from 100€. Reinvest24 offers a wide range of investment properties that provide passive income from rental yield and great returns from capital growth. Our total combined return of 14.6% allows you to gradually build your long-term wealth from small investments and by reinvesting your profits. So, what would it look like, investing 100 euros into real estate each month with Reinvest24? Take a look.

Investing in real estate with Reinvest24 provides 8% rental yield

Our investment properties provide great returns from their increase in value and their monthly income from rent. Reinvest24 invests into the most profitable properties and provides investors with monthly passive income from all types of rental contracts, including highly profitable short-term rentals.

We currently have a market growth of 6%

Our properties are all located in neighbourhoods with potential. The current real estate market growth rate is fairly stable, and the fact that households have more purchasing power only leads us to believe that our real estate values will continue to rise over the years. Gains from capital growth are received when you sell your shares.

Investing ​100 euros every month will become over 500K in just 30 years

You can choose to spend 100 euros on a fancy dinner, or you can decide to invest in real estate. By making regular 100 euro investments with Reinvest24, you will have enough money to enjoy fancy dinners every night in the long run. Your 100€ per month over a 30-year period, combined with the 8% rental yield and 6% market growth will become a great retirement plan.

Here are the different scenarios:

10 years

By the end of year 10, your 100€ per month investment will give you a total portfolio worth 26,602€.

20 years

Another 10 years later, your investment portfolio will be worth 129,811€.

30 years

And by the end of year 30, you will have 533,187€ which you can cash out whenever you want.

Investing more money each month will make you greater returns

Naturally, by investing more money each month, your long-term investments will provide you with even better returns. Although 100€ is the minimum investment on Reinvest24, you can start small like many of our investors, and eventually increase your regular monthly investments.

The results according to regular monthly investments:

100 euros

Investing 100 euros regularly for 30 years will provide you with a portfolio worth 533,187€.

200 euros

Doubling the monthly investment to 200 euros regularly for 30 years will provide you with a portfolio worth 1,137,965€.

500 euros

Increasing your monthly investment to 500 euros regularly for 30 years will provide you with an attractive portfolio worth 2,665,938€.

Putting down 10K and investing 100 euros per month will make you a millionaire in just 30 years

What you really want is to become a millionaire, right? That means having 7 digits on your portfolio. Well, what if I told you that could happen in under 30 years.

Starting with 0

So, we already know that by investing 100 euros regularly for 30 years you would end up with a portfolio worth 533,187€.

However, by also making an initial investment of 10,000€ at the start of your investment period, you will make your dreams come true.

Starting with 10K

By investing 10K (one-time payment) and 100 euros regularly for 30 years, you will have an investment portfolio worth 1,066,375€.

Now you’re a millionaire. Mission accomplished! 

Start by making a small investment in real estate

So, these are long-term results of making small investments into real estate. Making an initial 10K investment and investing 100€ per month for 30 years will grant you an investment portfolio worth over 1 million euros. Once you become an investor you can also invite friends to invest in real estate, potentially earning you even more money with our Reinvest24 Affiliate program. Check out our investment properties and join our community today.

The post Where does investing 100 euros per month get you or how to become a millionaire? appeared first on .

Last months were quite busy for Moldovan people. Beside all the buzz and fuzz about COVID-19 pandemic, there were presidential elections taking place, which might have got into shadow of American elections and the Trump-Biden saga. Voters had the possibility to either elect a new president or reelect the incumbent Igor Dodon. Congratulations to Maia Sandu on winning the presidency with 57.7%. In this article we will shed light on why this presidency might become remarkable for Moldovan economy and overall country’s development.

Who is Maia Sandu

Ms Sandu, 48, is a former World Bank economist and former prime-minister who favours closer ties with the European Union. Mr Dodon, meanwhile, is openly backed by Russia. Moldova’s former prime minister said that as president she would make it her priority to tackle corruption and unite the country. Priorities of her campaign were reducing unemployment, raising the minimum pension and building closer ties with the European Union. And answering the question if she would like to see the country  joining the EU one day, she clearly states that yes, and moreover, it will be her main objective during the presidency in the following 4 years. 

As mentioned above, she is not a newcomer in the field of politics, as from 2012 to 2015 Ms Sandu was Minister of Education of Moldova, as well as member of the Parliament of Moldova from 2014 to 2015, and again in 2019. According to polls from 2019, conducted by the Public Opinion Fund, Sandu ranks among the most trusted politicians in Moldova. And the recent elections just approves the fact that citizens of Moldova are ready to face the upcoming changes.

What does it mean for Moldova and its economy

We were anticipating and actually favoring this scenario as we have several ongoing projects in Chisinau – the capital city of Moldova. Actually this turn of events opens quite a good and promising long-term outlook for Moldova and its economy. Lately the government of Moldova introduced a lot of supporting measures related to real estate for its citizens such as Prima Casa and some local programs.

A lot of Moldavians work abroad, in European Union, but on the opposite with other countries, Moldovan expats don’t look to assimilate and stay in the countries they work in, but rather to return to their homeland with the capital they earn elsewhere. 

As you might remember from our previous article about Moldovan economy and real estate the current price for real estate on Moldovan is about 600-800 eur per sq. m. which is very cheap, compared to the level of any country around it, especially if it’s an EU country.

Moldovan economy currently

We continue to follow very closely on the Moldovan real estate market and during the past month, we see an increased interest towards real estate. Quite a lot of Moldovan citizens, as well as international investors, come to realize the huge potential hidden in Moldovan market. Especially in its capital city, where the remarkable difference in prices makes their eyes shine. Besides, the profitability in the construction sector is one of the highest. Of course it’s not a ‘free breakfast’ and there is still a lot of work to be done if you really decide to invest into Moldova. It’s not the easiest and well-developed market to enter with European mind-set, but if you have the right partner and enough experience – this market might provide you with incredible opportunities. 

The good partnerships and low risk investments is what we focus on in Reinvest24. Currently we have several projects in Chisinau – the capital of Moldova with very experienced player on the local market. And each one of those projects reported increased sales volumes within the last weeks.

We are happy to offer our investors an opportunity to invest amounts starting from 100 EUR and share the benefits of the growing country with great potential. Browse our currently available projects to take part in Moldovan real estate market growth.

Some statistics

Moldova area: 33’846 km² vs 45’227 km² Estonia

Moldova population: 4.033 m vs 1.325 m in Estonia

Chisinau population: 636k vs 394k in Tallinn

Average real estate price: 650-700 EUR/m² in Chisinau vs 2’100-2’400 EUR/m² in Tallinn

Those numbers indicate that there is a great potential to be realized. Now, that the Economy development seeds are planted they need time and some care to provide a proper harvest to those, who can wait.

The post Moldova outlooks and update on Moldovan real estate market appeared first on .

Real estate is a dream investment when it comes to capital growth. You can invest in something today, and in a few years, your real estate’s value could be through the roof. The appreciation of your property can make you a millionaire with just one real estate deal. The secret is to buy property in an emerging market, sit on it, and wait until the time is right. This is known as buy-and-hold real estate investing. It takes patience and it takes insight, but the reward is well worth the wait.

Overall, real estate investments are much safer than investing in the stock market. Capital growth helps you fight against inflation, and a positive cash flow ensures you can reinvest your profits and continuously diversify your portfolio. To inspire your investing in property, here are 5 investors who became real estate millionaires by starting small (okay, some were born into it). And also use the buy-and-hold investing strategy until the time was right.

1. Sidney Torres

When Sidney Torres first got into real estate in 1997, he was making little over $25K a year working for a local construction company. With overtime pay, hard work and disciplined saving, he eventually managed to earn between $30K and $40K a year. Torres managed to buy his first property and successfully “flipped” (developed) it despite his basic salary. This was the start of his career in real estate. Since then, he has been renovating houses and now even has his own TV show, The Deed.

Sidney’s real estate investments helped him start a trash company that cleaned up the famous French Quarter in New Orleans. Furthermore, Mr Torres has diversified into commercial real estate, owning an upmarket boutique hotel and one of the world’s best beach resorts in the Bahamas. He runs over 25 companies (most of which are in the real estate industry) and employs 150 people. He is a serial entrepreneur who started small by investing in real estate and holding on to it.

2. Sean Conlon

Sean Conlon was an Irish immigrant who settled in Chicago back in 1990. He started his American Dream by working as an assistant janitor. After a few years of hustling, cleaning up floors during the day and painting walls at night, the Irish real estate aficionado managed to save enough money to buy his first apartment. “I understood fairly quickly that real estate is a tangible path to wealth,” says Conlon.

Sean’s passion for real estate landed him a job in a real estate brokerage firm in 1993, which allowed him to continue dealing with the property until he made his first million in 1996, thanks to buying low and selling high at the right time. In the year 2000, the Irish real estate investor founded his own company, Conlon & Co., a boutique real estate investment firm. He has also launched Sussex & Reilly, a high-tech real-estate firm which he grew to over 300 employees.

3. Gerald Cavendish Grosvenor

Gerald Grosvenor, the 6th Duke of Westminster, owns 190 acres next to Buckingham Palace, including most of upscale Belgravia. Okay, maybe he didn’t start small and the source of his wealth is ancient, but he does know a thing or two about buy-and-hold investing. Grosvenor invested heavily into real estate in the 1980s and is to this day one of the wealthiest real estate investors, owning properties all across London’s poshest neighbourhoods. The aristocrat’s very own private Grosvenor Group has property on five continents with $20 billion in assets under management.

4. Charles Cadogan

Real estate investments in Europe

But what about Europe? The European Housing Index has increased steadily over the past 5 years, moving up 1-2 points per year, reaching 111.42 index points in the first quarter of 2018. Furthermore, according to the Global Property Guide, Estonia (where Reinvest24 is based) is currently in the top 5 countries with greatest price changes, ranking 4th with a of 58.56% price increase over the last 5 years. You can read our article about the housing market in Estonia if you’re interested in investing in a rapidly growing market.

It is said that buy-and-hold real estate investing is a solid long-term strategy which guarantees great returns from the appreciation of real estate. However, returns always differ according to property and market growth. So it’s always important to do your research before investing. Our Reinvest24 team goes through extensive due diligence before publishing an investment project. Read more about how we choose our investment properties. 

Discover the buy-and-hold investing strategy

In conclusion, it is vital in all investment opportunities to acquire the assets with the biggest potential and hold on to them for as long as possible. Capital growth and rental yield will eventually make you rich sooner or later. The sooner you invest, the sooner you will reach your desired financial goals. Some people wait years, working a day job and putting money aside to eventually invest. But these days you can start small and invest in real estate investment platforms like Reinvest24.

So, why not follow these real estate investors’ investment strategy? Invest in real estate today and receive passive income from rental yield as well as great returns on capital growth when you exit your investment. If you don’t want to wait, Reinvest24 can help you invest now starting small from 100€.

The post Smart real estate millionaires who invested in property and held on to it appeared first on .

1. Leonardo DiCaprio

The Titanic-Great Gatsby-Wolf of Wall Street star has made a fortune acquiring various properties over the years. This real estate investor definitely knows how to maximise on his capital growth. Back in 2016, he listed his oceanfront Malibu property for $10.95 million (nearly seven times more than what he paid for it 20 years earlier). The actor has also bought and sold various properties in New York, Hollywood, Palm Springs and The Hamptons.

Mr DiCaprio’s Palm Springs property 432 Hermosa is a currently offered as a short-term rental, with daily rates starting from $3,750 per night. Great rental yield, Leo! In 2005, DiCaprio also bought an entire island off the coast of Belize for $1.75 million, on which he is developing an eco-resort set to open very soon. With this development project, the passionate environmentalist plans to protect the small island and its ecosystem. Now that’s a sustainable real estate investment, wouldn’t you say?

2. Arnold Schwarzenegger

Before he became the Terminator and the Governor of California, Schwarzenegger financed his career as an actor by investing wisely into real estate. Arnold’s pre-acting fortune was made in real estate. He would invest the money he’d make as a weighlifter to purchase multifamily real estate (apartment buildings). His passive income from real estate also led him to further finance the travel and diet expenses associated with his bodybuilding career, winning him 5 Mr. Universe and 7 Mr. Olympia titles.

Mr Schwarzenegger was a successful real estate mogul before ever getting to Hollywood or into politics. Real estate was the foundation of his success. In the 1970s Schwarzenegger put a down payment on an apartment building and he quickly started earning profit with both rental yield and capital growth. “Buildings that I would buy for $500K within the year were $800K and I put only maybe $100K down, so you made 300% on your money.” (extract from Tools of Titans by Tim Ferriss)

3. Brad Pitt

Brad Pitt and his ex-wife Angelina Jolie were (and kind of still are) a real estate power couple. Together, they own the impressive Château Miraval in France. The Hollywood couple bought the property in 2008 for a cool €45 million (about $67 million), and had their wedding there later in 2014. Château Miraval isn’t just a majestic manor house, it is also an income-generating estate producing wine and extra virgin olive oil .

Brad Pitt’s (and Angelina’s) impressive real estate portfolio also includes various properties in New Orleans, New York, Los Angeles, Santa Barbara and Mallorca, Spain. As well as owning all these properties, Pitt has also converted and developed properties in Los Feliz and Santa Barbara which he purchased before meeting Angelina. The actor’s divorce will surely result in the sale of some of his properties, yet it’s safe to say that he will benefit from the capital growth and the properties’ provenance.

4. Kylie Jenner

This 20-year-old celebrity comes from the notorious Kardashian-Jenner clan, known for their reality TV show Keeping Up with the Kardashians. The entire family is also well-known for their high-profile investments in real estate. Without exception, the soon-to-be youngest billionaire Kylie has amassed a significant amount of her fortune from flipping properties. Kylie Jenner has already owned several California homes. She purchased her first home in Calabasas when she was only 17, for $2.7 million.

Jenner didn’t stop there. Since venturing into real estate she has bought and sold 3 more homes in Hidden Hills for $6 million, $5.4 million, and $12 million. The Kardashian-Jenner family are also known for their passion towards interior design, renovating and remodelling their properties before selling them for profits starting from $1 million. The young makeup mogul just recently flipped a home and sold a vacant plot for $12 million (making over 700K profit in just two years).

5. Robert De Niro

The Godfather-Casino actor Robert De Niro has chosen to invest his money in commercial real estate. As well as owning private real estate in New York and London, De Niro has been invested in various commercial properties, located in some of the most prestigious addresses around the world. The savvy businessman has a hotel resort project on the island of Barbuda, and co-owns Nobu restaurants.

In fact, he was the one who inspired celebrity chef Nobu Matsuhisa to launch the Japanese restaurant empire, opening the first New York restaurant in 1994. De Niro was such a fan of Matsuhisa’s early restaurants in the late 1980s that he became a business partner in the Nobu chain. The restaurants’ prime commercial real estate is located in places like New York, Los Angeles, London, Dubai, Moscow, Monte Carlo and Marbella.

6. Tom Ford

Tom Ford is a man of many talents. He’s mostly known as a fashion designer, but has also excelled as a film director and eight-figure real estate investor. Back in 2016, Mr Ford paid $38.75 million for his Hollywood estate in Holmby Hills, which belonged to the late Betsy Bloomingdale, an American socialite and philanthropist. Ford managed to negotiate the price down from $55 million, scoring himself an impressive “bargain” property. After all, negotiation is key when investing in real estate.

The creative mogul has also reportedly listed his Cerro Pelon Ranch near Santa Fe, New Mexico for $75 million. The ultramodern ranch has breathtaking views, equestrian facilities as well as an air strip and airplane hangar. The property also generates an attractive income from film projects with its own old western movie set, which has been featured in movies like “Cowboys and Aliens”and “Wild, Wild West” starring Will Smith.

These sure are some impressive real estate investments from famous celebrities. Looks like the secret to prosperity lies in reinvesting your money wisely and diversifying your investment portfolio. Why not follow in their footsteps? Check out the pros and cons of being a real estate investor. You can start from as little as 100€. Discover our real estate projects with great returns and invest in real estate today.

The post 6 Celebrity millionaires from Hollywood who also invest in real estate appeared first on .

181 years ago, on July 8th the pure legend of how to grow wealth was born – John D. Rockefeller (1839-1937). He founded the Standard Oil company in 1870¹, which is an “ancestor” of famous Oil giants such as BP Plc, ExxonMobil, and Chevron. In 1916 the entrepreneur was the first person ever whose nominal wealth has reached $ 1Bn ($ 23Bn in today’s terms)². As time passed his wealth grew making him the richest person ever in modern times. His wealth, adjusted for inflation, was somewhere between $ 300Bn to $ 400Bn. For comparison- the richest person today, Jeff Bezos has “only” $ 113Bn³.

Besides being a founder of Standard Oil company Mr Rockefeller was a real estate mogul. Allocating his wealth into real estate have created the necessary diversification and ensured the stable dividends from his investments.

Now let’s see what we can learn from a legend:

1. Buy & Hold

The Buy & Hold approach to owning assets is key to the success of the founder of Rockefeller dynasty.

The Standard Oil company was founded by John D. Rockefeller together with his brother William and a few others. Unlike John, William didn’t hold on his stock and sold his share ($50,000 back then) in order to finance the construction of his home, instead of taking out a mortgage. John, on the other hand, decided to hold on, which eventually made him the first dollar billionaire. ⁴

John D. Rockefeller has always praised the real estate as an investment because the “time is on your side” with real estate, unlike with other investment classes. Real estate investing can be acquired even when you are in doubt, and you can hold on to it for as long as you want. 

Furthermore, in 1911 the US Supreme Court started a legal case against Standard Oil company accusing it of building a monopoly. This is when the second time the “Buy & Hold” approach has rewarded John D. Rockefeller. Standard Oil has lost this case, thus deciding to split the company and to create 33 independent subsidiaries.

This has benefited Standard Oil immensely, boosting the wealth of the John D. Rockefeller, who held one-quarter of shares in the “old” Standard Oil trust and one-quarter of the “new” Standard Oil, plus the created subsidiaries. When the legal case was unfolding, the Standard Oil founder didn’t lose his calm and never rushed selling the shares, rewarding him eventually.

Lesson 1: speculation and panic are not correct when you are in doubt and don’t know how the investments will play out. When in doubt, real estate investing is the right asset class to allocate your money into, but also a great diversification tool. You can hold for it for a very long time.

2. Real Estate is Tangible

“The major fortunes in America have been made in land.”
-John D. Rockefeller

Unlike other investment assets such as stocks and bonds, land and real estate are tangible resources. The oil tycoon knew the real meaning of this phrase, as he built his wealth on land.

Rockefeller has assembled the land for oil production and benefited from the rising demand for petrol. Of course, this is a unique opportunity, which doesn’t appear very often. However, it is important to learn from John D. Rockefeller on how he preserved his wealth- by investing in real estate. He managed to preserve his wealth, which lasts for several generations already. Almost 37% of the total portfolio of the Rockefeller family consisted of real estate investments⁵.

The core business of John D. Rockefeller was oil, and the price of oil as we all know is very volatile. If he didn’t diversify his wealth into real estate, he would probably suffer many losses. The price of real estate, on the other hand, is less volatile.

Lesson 2: When building a well-diversified investment portfolio, or looking for a stable income and dividends, make sure you include real estate assets in your portfolio. Unlike a century ago (REITs were created only in 1960) now you don’t need to allocate large capital in order to benefit from real estate investment opportunities. 

You might wonder, how can you invest in real estate with little money? Don’t worry, thanks to the crowdfunding, you can too benefit from the real estate investment opportunities. It is 2020, so now anyone can become an investor in real estate – Reinvest24 has got you covered and you can start investing with as little as 50 euros. Take a look at the list of our online investment opportunities here.

3. Don’t give up during the crisis

How did John D. Rockefeller come to power? He saw an opportunity during the crisis. The 1873 and the six consecutive years after that were difficult for the US economy. The stock market has closed temporarily and the oil cost less than water in some places. Mr Rockefeller used that crisis to buy out competitors⁶.

Besides that, the world-famous Rockefeller Center, and the major tourist attraction of the Big Apple was built during the economic downturn- the Great Depression. The son of the first American billionaire John D. Rockefeller Junior has financed the construction during dark times between 1931-1940⁷, the building at 30 Rockefeller Plaza, is the symbol of economic success, and have changed the image of Manhattan forever. Until today this is famous and demanded commercial real estate.

Lesson 3: Don’t lose hope during the economic downturn, this is also a time of an opportunity. Make sure you keep building your wealth even during the crisis but make sure to diversify and choose assets with a long-term appreciation perspective. Real estate is a tangible and durable asset, which helps to invest for the future.

You may be interested as well in reading this article Don’t let a good crisis go to waste.

Bottom line

John D. Rockefeller was living during the times when you could build the wealth on oil. Now, we are living during the time when the financial technologies open up opportunities in alternative investing. You can use the wisdom of the richest person and apply it to online investments by building your stable diversified investment portfolio.

The post 3 Lessons on how to grow wealth from the richest American ever appeared first on .

Family is one of the most important, if not the most valuable asset in our lives. But very often we forget about that or put it on the second plan as we simply believe it may wait. We reached out to a couple of our p2p investors and also our CEO to find out about their “how-to” tips and tricks. What do they do to balance work and be loving family guys? What investment advice are they giving to their kids? And what about the main investment principles? 

Today is the International Family day, therefore, this blog post is all about the things that matter. 

1. What are your 3 principles of investing?

Lars Wrobbel from Passives Einkommen mit p2p states: 

1. Always have a strategy and follow it! If we have a crisis, I will not develop another strategy in a couple of days! 
2. The investment itself must be as passive as possible.
3. I am 90% cashflow-orientated. So, I invest in P2P Lending, dividend stocks, crypto lending and other stuff that brings me cash in the end.

Stoycho Nedev from Viva Invest principles are very simple:

1. Never invest if you don’t understand the details about the investment. 
2. Don’t put all your eggs in one basket. 
3. Always focus on risk, because it’s the only sure thing in investing.

2. How do you develop an investment strategy? 

Stoycho Nedev explains that he started investing 13 years ago in the stock market. He was completely ignorant, but very confident because very impressive results were achieved in simulated paper trading. “Of course, it’s completely different when the money is real and especially if it is your own money. I lost a significant amount of money at the beginning of the financial crisis. Then realized that there are no shortcuts to financial well-being and started to learn the basic principles of investing. I read lots of books and practice everything with small amounts of real money. Currently, I adjust my investing strategy as the markets develop, usually once in two years,” says Stoycho.

Lars believes that it’s all about goals, “I always saw the investment as an essential pillar in my personal income streams and so I researched everything about cash flow investments. Rest is learning by doing.”

3. What investment advice would you give to your children? 

Tanel Orro, the CEO of Reinvest24 is certain in one – “For a healthy portfolio that provides positive returns through the market cycle, make sure to diversify between different type of investments,” and this is the advice he will give to his son when he will grow up. 

If you are looking forward to adding crowd investing in real estate to your investment portfolio, take a look at Reinvest24 available investment opportunities.

On another hand, Mr. Nedev believes that investing is very important and before you start to invest you have to earn the money. Taking that into account, he would advise the following, “Never spend or invest money that is not yours and you are not prepared to lose. Savings are the foundation of investing. So start saving right now. Learn to invest, but start small! Be sure that you will probably lose 100% of your first investments. Maybe several times in a row.

And this is actually a good thing. It’s your tuition fee for the investing university of real life. Be courageous, but not overconfident. Investing is a mind game. It happens in your brain first. So, learn to control your emotions and double-check that you are completely rational and cold-blooded. Avoid wishful thinking. If you don’t know what to do, better do nothing until you have a well tough strategy. Don’t panic and don’t be greedy.”

4. What your family taught you about investing? 

Tanel’s father once said: “Saving money is great, but the purchasing power of that money is only decreasing over time, you get less and less with the same amount of money from the shop. So at some point, you will need to invest that money into something that either generates you income or appreciates over time.” Real estate in that sense provides you with both. 

The family of Stoycho Nedev always support him in all his endeavours, including investing. Investor stresses out that they help him with everything they can, which leaves Stoycho some time to make analysis and fine-tune the investment strategy. “Some times I ask about their opinion on a particular investment. I like to have a different point of view even if they may not always fully understand the specifics they will give me perspective and trying to explain the investment case to them in simple terms usually help me to get even better understanding myself,” states Mr. Nedev. 

5. How do you teach your kid about investing?

We believe that the sons of Lars and Stoycho will be grateful one day for the knowledge fathers are sharing with them.

For example, Lars is mentioning that his 8 years old son already has an investment account in p2p platform, a “world” ETF, shares from Facebook and Disney and Bitcoin and Etherum. “I monitor the portfolio with him together on a regular basis, so that he understands more and more what we are doing,” explains the boy’s father. 

But Stoycho teaches his son to have an attitude about money first. “Then I involve him in my investment activities. He made his first investment a few days after he turned 18 years old. He invested his savings and described the investment case to me why he chooses this particular investment and what is his strategy. I did not push him to invest, but made sure he is aware that if he learns to invest wisely at an early age, this will help him to be more successful,” adds Stoycho.

Wondering how to secure your retirement by investing in real estate? This article is for you.

6. What do you do to balance between being a loving family guy and investor?

Lars: “There is no need for balance because my investment strategy is very relaxed. And I integrate the investments also into the talks with the family. So it’s some kind of “invest-life-balance”. It’s pretty cool to hear opinions and questions from them because mostly you never thought about things they ask. On the other hand: while talking about money also with your family, you can teach them a lot of things in an easy way. “

Stoycho: “It’s actually not that hard. I always put family first. Investing is just a job or hobby in my case. I deeply believe everyone can find the balance. We just have to remember that before we became investors we were just humans. Money should make our lives better, not poorer. I never sacrifice my family time for more money. I will always find the time to have some fun or some quality time with my family. Because it’s true that we only live once. I believe we shouldn’t sacrifice the quality of our lives for more and more money. Everyone should find his balance. In the last 10 years, my investments are more passive, so they don’t eat lots of my time.“

Tanel: “I have a rule that one day a week I have a computer-free day. That one day I spend as much time as possible with my family and if possible then somewhere outside the city, in nature. I have noticed that the rest of the weekdays are more efficient if you unplug yourself from everything for one whole day. And when the batteries are recharged, you can continue to work on full capacity and deliver the greatest outcomes.” 

The post How to balance between being a loving family guy and investor? appeared first on .

1. Rich people always invest

That’s right! People with money don’t just spend it. They invest their hard-earned money in assets that make even more money. Thus, financially fit people are always eventually able to afford anything they want thanks to their long-term mantra, ‘invest wisely’. Whether it’s stocks, gold, art, antiques or real estate, the rule is to find assets that will increase in value and provide you with great returns. Investing in real estate is one of the safest investments you can make, with an average market growth around 6% per annum.

2. Financially fit people avoid paying high interest

Shortening the period of your geared investment or decreasing your loan amount by putting more money down will save you money in the long run. Wealthy people often avoid biting off more than they can chew, which means they invest without high interest loans. By not having to pay a substantial percentage of your profit to financial institutions, you keep your earned profit and ensure a positive cash flow. The money you save from avoiding interest can be used for reinvesting.

3. Wealthy people like to fight inflation

With inflation, the value of your money decreases over time. This impacts how much your money is worth and what you can do with it. Investing in assets that increase in demand and price over time helps avoid losing the value of your capital. Investing in real estate is a great way to fight inflation. The current inflation rate is around 2% whereas property prices in Europe have increased by 4.5%. Beating inflation is key to staying financially fit. 

4. They keep away from credit cards with interest

If interest is involved, it is avoided. Credit cards come in handy in emergencies and for gaining rewards or making travel bookings. However, the truth of the matter is that credit cards usually symbolise money that you don’t have. If using a credit card means paying interest, then a financially fit person might choose to avoid making a purchase if it involves paying more than necessary and leaving them out of pocket.

5. Financially fit people plan ahead especially for their retirement

If you have a goal in mind, it’s important to make the right investments now in order to achieve your financial goals in the coming years. If you’re looking to buy a property overseas or travel around the world when you’re done with your career, you better start budgeting and planning ahead. Reinvest24 can help you save money and earn passive income through capital growth and monthly rental yield with a total combined return of 14.6% per year. 

6. Rich people never pay full price

Why pay more? Wealthy people are known to be frugal. They simply know when and where to shop. Savvy investors also never pay full price or accept the asking price. Financially fit people will always try to find, choose and negotiate a good bargain. Saving money when buying something becomes a golden rule. It applies to all purchases, big or small. Shopping apps like SaleMap help you find the best shopping deals and save BIG when buying retail products.

7. They also learn from their mistakes

If money is lost, financially fit people take it very seriously. They will never repeat the same mistake twice. Whether it’s making an investment which was too good to be true, lending money to a friend, or overpaying for an asset; it won’t happen again. In every investment, it’s important to research the market and make your calculations. When it comes to real estate, our team does all the groundwork for you, searching for the best investment properties with high yield.

8. Smart investors cut back on liabilities

If there’s something in your life that’s draining too much money out of your pocket, get rid of it! It could be anything from excess interest on a hefty loan to short or long-term debts. The sooner you cut that money-sucking leech out of your wallet, the sooner you’ll be able to save instead of spend. Hence, it’s important to identify your expenses and reduce the unnecessary ones as much as possible in order to keep a healthy cash flow.

9. Rich people diversify their investment portfolios

One source of income just doesn’t do it anymore. As business mogul Warren Buffet once said, ‘Never depend on single income, make investment to create a second source’. That’s exactly what financially fit and wealthy people have, multiple sources of income. If you’ve already invested in real estate, find another property to invest in. By diversifying your investments and having multiple sources of income you will minimise your risks of ending up with a negative cash flow. In other words, don’t put all your eggs in one basket. 

In conclusion, being financially fit and building your wealth takes time and discipline. It all depends on your spending and saving habits. Acquiring assets which earn you money with capital growth and making long-term investments are definitely habits which all rich people have in common. You’ll never get anywhere new walking down the same old road, so if you’re looking to become financially fit, start incorporating these rewarding habits into your life. Here’s one habit you can start right now — invest in real estate.

The post 9 Rewarding habits of financially fit people appeared first on .

It’s been a long day and you’re done diversifying your investment portfolio. Now’s the time to sit back and relax, enjoy your passive income, and open a bottle of fine wine. Those seductive, sumptuous and silky elixirs of life don’t come cheap, though. Fortunately for our investors, we can provide an excellent investment strategy to keep the cellar stocked until the end of time. I mean, who wouldn’t want to make an investment strategy that will secure you a daily bottle of wine?

How about a bottle of Côtes du Rhône every day…

There are plenty of wonderful wines to suit our investors’ palates. However, in this case, let’s use a nice red bottle of Côtes du Rhône as an example. We’re talking about a rich and intensely aromatic wine (perfect for our soon-to-be rich investors). The average price per bottle in our market is 8€ but prices vary according to country. So, how much would you need to invest with Reinvest24 to guarantee a lifetime supply of Côtes du Rhône? Take a sip, and keep reading.

Investing 22K is equivalent to a bottle a day

If you were to invest 22,000€ in real estate with Reinvest24, our real estate investment platform would provide you with healthy cash flow from rental yield and capital gains. The return is sufficient enough to have (or at least buy) one bottle of Côtes du Rhône wine every day, worth 8€.

Let’s break it down for you:

Market growth on average: 6% (capital growth)

Rental yield: 8% (monthly cash flow)

Investment: 22,000 euros

According to our research, conducted by our expert Reinvest24 team, making a 22K investment provides Reinvest24 investors with an income of 0.005861111111 euros per minute:

Multiplying,

0.005861111111 euros x 1440 minutes (24 hours)

…gives you 8,44€ per day, ah voilà!

There’s your daily bottle of fine wine!

Investing 36.5K is equivalent to a bottle a day + you keep the capital gains

Now, if you were to invest 36,500€ in real estate with Reinvest24, our real estate investment platform would provide you with enough money from rental yield alone (8€ per day) to buy yourself a daily bottle of Côtes du Rhône wine and keep the 6% profit from capital growth. So, now you can even start saving up for your own château, just like Brangelina.

You can cash out and retrieve your initial investment any time

If for some reason you’ve had enough of enjoying a bottle of Côtes du Rhône every day, you can always cash out and sell your shares on our open marketplace. All the while you’ve been receiving a passive daily income over 8 euros, you’ve also kept your initial capital. When selling your shares and cashing out, you will still have your money (22K or 36.5K) as well as any additional capital gains accumulated during the investment period.

Real estate and wine both get better with time

That’s right! These two essentials for every refined and savvy investor will both appreciate as time goes by. Your real estate will bring you a rewarding profit after a long-term period thanks to its capital growth (6% average appreciation per year). On the other hand, your bottles of Côtes du Rhône will also increase in value as time goes by. For example, the average price for a bottle of 1982 Lafite Rothschild back in 2011 was $5,500 (that’s a 6,548% appreciation). That’s how much some wine prices have changed over 25 years. And of course, there’s also the fact that they will taste better with age.

Real estate and wine can improve your health and wealth

Real estate and wine can both make you rich financially and physically. Now that’s definitely a reason to smile and keep your mind, body and soul at ease, with a positive outlook. Investing in property can provide you with a positive cash flow from rental yield and capital gains. These kind of returns help you reinvest and keep diversifying your portfolio with even more wealth-generating assets. One of the greatest advantages of real estate is that it also helps you fight against inflation, ensuring that the value of your invested capital keeps rising with time. It’s also one of the safest investments in terms of risk and volatility.

Whereas the values of stocks and other assets can fluctuate drastically, the real estate market remains fairly stable throughout long-term periods, which is why real estate prices have grown and always will. Investing in property is essential for any healthy investment portfolio; it will provide you with a healthy cash flow and capital growth, especially when developing your property, just like Reinvest24 is doing with these rental apartments in Tallinn’s tech hub. The great news is that you can now invest in real estate starting from 100 euros.

Invest in real estate (and fine wine) today

After a long day of working hard and investing, it sure pays off to have a nice glass of Côtes du Rhône (practically for free) waiting for you. So, how about it? Invest wisely and provide yourself with a lifetime supply of quality wine. Please note: wine cellar not included. Start today by making a sober investment in real estate. Discover our investment properties which provide investors with delicious rental yield and sublime capital growth. Make a sustainable investment strategy. If you’re already ready to pop the cork and increase your wealth, sign up now to invest in real estate.

Disclaimer: No grapes were harmed during the research and writing of the article. Reinvest24 is still tracing several missing bottles of Côtes du Rhône wine, which miraculously disappeared during the creation of this content. 

The post Investment strategy: How to get a lifetime supply of wine for free? appeared first on .